Terms of Service

Version 1.0 | Effective: January 1, 2025

1. Acceptance of Terms

By accessing and using this platform ("Service"), you accept and agree to be bound by the terms and provision of this agreement.

If you do not agree to abide by the above, please do not use this service.

2. Platform Description

Our platform is a work-focused professional network that enables professionals to connect, collaborate, and monetize their expertise without distractions. Key features include:

  • Professional networking (distraction-free, work-only content)
  • Local professional discovery and connections
  • Booking and consultation services
  • Digital marketplace for professional services and products
  • Live streaming for professional content
  • Community features and collaboration tools

3. Revenue Model & Fees

Membership Tiers:

Free Member - $0/month
  • Network access and basic features
  • No monetization capabilities
  • No credit card required
Professional Member - $4.97/month
  • Full platform access including monetization
  • First month free for new Professional subscribers: 30 days at no charge, then $4.97/month. One free month per member and per payment account on each OnlyWorkLife platform (e.g. only-hair and only-art are separate), including after an account on that platform is deleted and opened again
  • Each OnlyWorkLife platform is a separate membership. Cancelling your plan or deleting your account on one platform does not affect your plan, free month or account on any other
  • Cancel anytime, no long-term commitment. Cancelling before the first charge costs nothing

Transaction Fees:

For Professional members who monetize their expertise:

  • Platform fee: 2.75% of each transaction
  • Payment processing fees (PayPal or card) are charged by the payment processor, in addition to the platform fee
  • No minimum platform fee
  • Weekly direct deposits to your bank account
  • No payout minimums

Fee Transparency:

All fees are clearly displayed before any transaction. There are no hidden costs. We take 2.75% of each sale; payment processing fees are extra.

Refund Policy:

Monthly subscriptions: Prorated refund available within 7 days of billing. Service transactions: Handled directly between professionals and clients per their agreement.

4. User Responsibilities

Content Guidelines:

  • Users must not upload illegal, harmful, or copyrighted content
  • Content must comply with applicable laws and regulations
  • Harassment, hate speech, or discriminatory content is prohibited
  • Adult content must be properly labeled and age-gated

Account Security:

  • Users are responsible for maintaining account security
  • Report suspicious activity immediately
  • Use strong, unique passwords
  • Do not share account credentials

5. Creator-Specific Terms

Creator Obligations:

  • Provide accurate tax information for payment processing
  • Maintain professional standards in interactions
  • Honor booking commitments and consultation schedules
  • Deliver promised content and services

Revenue Sharing:

Creators retain ownership of their content and receive transaction revenue less the 2.75% platform fee and payment processing fees.

6. Prohibited Activities

  • Fraud, money laundering, or any illegal financial activity
  • Spamming, phishing, or malicious software distribution
  • Impersonation of other users or entities
  • Circumventing platform fees or payment systems
  • Creating multiple accounts to abuse platform features
  • Sharing account access with unauthorized parties

7. Intellectual Property

Users retain ownership of their content. By uploading content, users grant the platform a license to display, distribute, and monetize content as necessary for platform operation.

Users must ensure they have rights to all content they upload and agree to indemnify the platform against IP claims.

8. Termination

We reserve the right to terminate accounts for violations of these terms. Upon termination:

  • Access to platform features will be immediately suspended
  • Outstanding payments will be processed according to our payment schedule
  • Content may be removed at platform discretion
  • Users may request data export within 30 days

9. Limitation of Liability

The platform is provided "as is" without warranties. We are not liable for indirect, incidental, or consequential damages arising from platform use.

Maximum liability is limited to the amount paid by the user in the 12 months preceding the claim.

10. Changes to Terms

We reserve the right to modify these terms at any time. Users will be notified of significant changes via email and platform notifications.

Continued use of the platform after changes constitutes acceptance of new terms.

11. Contact Information

For questions about these terms, please contact us at:

Legal: legal@onlyworklife.com

Address: Philadelphia, PA

Support: support@onlyworklife.com

OnlyWorkLife is operated by Warley Digital LLC.